Identity theft? Prevention is best defense
The busy shopping season is upon us once again, and it’s time to take additional precautions against identity theft. Identity theft is a serious crime that occurs when someone uses your personal information to commit fraud or other crimes. The distractions of the holidays and crowded stores can make you vulnerable to identity thieves. Prevention is your best defense against identity theft. The Identity Theft Resource Center offers the following advice:
n Watch for monthly bills to ensure they are being delivered.
n Be aware of shoulder surfing that can be used to steal your information.
n Be cautious when giving information to telephone solicitors or purchasing products over the phone.
n Watch out for credit card skimming.
n Examine all mail and shred any containing sensitive information.
n Mail envelopes containing checks or sensitive information at the post office.
n Use secure server sites when shopping online.
n Carry your wallet and purse securely while shopping and limit what you carry.
n Cross-cut shredders make great gifts for the people you care about.
If you suspect your personal information has been used by an identity thief, take action immediately. Contact the local police department where the identity theft occurred, contact all three major credit bureaus using their toll-free fraud number, close all accounts with bank and credit card companies that have been accessed fraudulently and always file a complaint with the Federal Trade Commission.
For direct victim assistance call the Identity Theft Resource Center at 1-888-400-5530 or e-mail at http://www.idtheftcenter.org
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Cathy Brady is an educator for Penn State Cooperative Extension in Fayette County. For additional information, call 724-438-0111.